Ive set goals and need help

[Sub_Duey]

Ive set some goals for myself and am looking for some ideas for rewards and punishments. Decided id get a little kinky with it.

My goals are Saving ***/financial and fitness/diet. I am looking for something cumulative and progressively gets worse. 

[Fimus]

What, say... every week you fail to save enough, you spend half hour with your nuts in a vice and every time it happens they get an extra half-turn? that sort of thing?